Hendersonville Work Truck Injury Lawyer

Hendersonville Work Truck Injury Attorney

Many important jobs in Hendersonville require workers to put in long hours behind the wheel of a commercial truck. Unfortunately, many truck drivers are injured at work. When this happens, understanding where compensation can come from can be challenging. By working with a Hendersonville work truck injury lawyer, you can ensure that your rights are protected and that you receive the compensation that you are owed.

Serving Henderson Truck Drivers for Over 40 Years

Every injury claim is unique and requires legal guidance from an injury law firm that understands traffic, insurance, and personal injury laws. Ganly & Ramer, P.L.L.C., has served injured workers in Hendersonville for more than four decades. We understand what it takes to build a strong claim, gather evidence, and hold negligent parties or insurance companies accountable.

If you were injured in a truck accident, you can trust our legal team to do what it takes to secure the compensation you need to recover and move forward with confidence. We take the time to get to know you and your story because our clients are more than numbers to us.

Understanding Where to Find Compensation Following a Trucking Accident

Businesses with three or more workers are required to maintain workers compensation policies. Although this means most companies carry this important type of coverage, the quality of coverage can vary from business to business. Some workers compensation insurance companies go to great lengths to find ways to avoid paying benefits.

Whether or not you qualify for workers compensation benefits may not be immediately clear. For example, workers may not qualify for benefits if they are commuting to or from work in their personal vehicle unless the trip is job-related. If you were injured while working, you have grounds for pursuing benefits through workers comp. Your employer is required to provide you with the paperwork you need to complete your claim.

You may encounter challenges when dealing with your employer’s insurance company. Your legitimate claim may be rejected, or you may be offered a lowball settlement that doesn’t begin to fully compensate you for your medical treatments and lost wages. Although workers compensation benefits are intended to be an alternative to civil court litigation, there may be times when filing a civil claim is lawful and appropriate.

Third-Party Legal Recourses Following a Truck Accident

Workers compensation prevents legal action against employers in most situations, but it doesn’t prevent an injured truck driver from taking action against third parties. If another driver caused the crash, the injured truck driver has the option of hiring an attorney to file a personal injury claim.

North Carolina requires all drivers to carry auto insurance, which should cover damages when they are at fault for an accident. If the at-fault driver’s insurance is insufficient or nonexistent, the injured truck driver may need to seek additional compensation through a personal injury claim.

While workers comp doesn’t normally cover non-economic damages, a personal injury claim can lead to compensation for pain and suffering. Winning a personal injury case requires proving that the negligent party caused measurable injuries. An attorney can help you gather the evidence to build a strong claim for economic and possibly non-economic damages.

The Role of Legal Representation During the Claims Process

Whether your case solely involves negotiating with your employer’s workers compensation program or pursuing compensation through a personal injury claim, having legal representation can greatly improve your chances of a favorable outcome.

An attorney can review your case to make sure you understand the proper source for compensation following a truck accident. During the claims process, your attorney can represent you so you are treated fairly and receive the full range of benefits or compensation you are owed.

FAQs

Q: What Benefits Can I Receive Following a Work Truck Accident?

A: Workers compensation can provide benefits for medical expenses and lost wages following a work truck accident. If your injury leads to a partial or permanent injury, you can receive additional benefits for those injuries as well. If your case involves a personal injury claim, you could receive further compensation that can include non-economic damages for pain and suffering. An attorney can help you understand your compensation options.

Q: What Should an Injured Truck Driver Do After a Work Accident?

A: After you are injured in a work accident as a truck driver, report the injury to your employer as soon as possible and see a healthcare provider. Workers’ compensation can provide coverage for lost income and medical bills, but if another driver caused the crash, a third-party claim could provide additional compensation. Document the accident, keep medical records, and follow all reporting requirements to protect your claim.

Q: Can a Truck Driver Receive Both Workers’ Compensation and Additional Compensation?

A: Yes, a truck driver could receive both workers compensation and additional compensation. Workers’ compensation provides coverage for medical treatment and partial wage replacement, but it does not cover pain and suffering. If a negligent driver caused the accident, a third-party claim may allow for additional financial recovery. Understanding both options ensures injured drivers maximize the compensation available to them.

Q: What Benefits Are Available Through Workers’ Compensation?

A: Workers’ compensation may provide medical treatment, disability benefits, and rehabilitation services. Temporary benefits may replace lost wages if the injury prevents work. In some cases, permanent disability benefits apply. Employers and insurance providers may challenge claims, so injured workers should ensure all required documentation is complete and submitted on time.

Q: Can an Employer Be Held Responsible for a Work Truck Accident?

A: Employers can be held responsible for a work truck accident in certain cases. Most workers’ compensation claims prevent civil claims against employers, but exceptions exist. If an employer failed to maintain safe working conditions, did not follow safety regulations, or knowingly allowed unsafe practices, additional legal options may be available. Investigating the cause of the accident is essential to determine potential sources of compensation.

Schedule Your Hendersonville Work Truck Injury Consultation

If you were injured while driving a work truck, you deserve fair and timely compensation from your employer’s workers compensation program. Navigating the benefits claims process can be challenging if you are recovering from an injury, which means a lawyer’s help is indispensable.

Ganly & Ramer, P.L.L.C., has served injured Henderson truck drivers for years. We understand the state’s traffic, insurance, and personal injury laws, and we leverage our decades of experience to ensure that our clients are fairly compensated for their financial losses following a work truck injury. If your case warrants legal action in court, we can represent you in a personal injury claim. Contact our office today to schedule your no-cost initial consultation.